Is surrogacy in Navi Mumbai is more affordable than you think?

For many prospective couples, surrogacy in Navi Mumbai offers a much affordable solutions comparatively to other big cities of India. With the increase in number of fertility centres offering wide range of ART techs such as IUI, ICSI, Laser-Assisted Hatching, Cryopreservations of egg/sperm/embryo, etc, surrogacy has the tremendous growth in increase in success rates. All these medical advancements and continous growth in the infertility treatment field, surrogacy has made a sure successful treatment for the infertility couples to achieve the dream of parenthood journey. 

However, with the increasing access to the surrogacy treatment, the couples are now in big dilemma, ‘whether the surrogacy is an affordable option for them or not?’. With the planning of new city ‘Navi Mumbai’, medical treatments has saw a big soar in the treatment costs over the past 5 years. However, Surrogacy Cost in Navi Mumbai still an affordable option, in terms of cost wise as compared to Mumbai city of Maharashtra. 

This article will help you understand the Surrogacy concept & process. Further, we will learn about the average surrogacy cost, cost components and surrogacy insurance coverage. 

This article will really help you out with budgeting your treatment expenses.

A Simple Knowledge Guide to Surrogacy Cost in Navi Mumbai

Surrogacy is an arrangement to help prospective infertility couples achieve the parenthood journey while involved in an arrangement where third-party women will agree to have the baby in her womb and carry out the full pregnancy and delivery of the child. After delivery, the woman is entitled to hand over the custody to the intended couple. 

So, Who is the Third Party Woman in this Surrogacy Process

Third-party women are commonly known as surrogates. The Surrogate agrees with the intent to help the intended couple have their child. Due to the Surrogacy Regulation Act, 2021 in India, the Surrogate should have undergone various medical examinations, various diagnostic tests, and psychological evaluations to test her mental readiness for the surrogacy process. 

Due to government regulations regarding the surrogacy process, commercial surrogacy is prohibited to practice in the entire country. However, only Altruistic forms of surrogacy will be allowed to be performed in the country.

Altruistic surrogacy means the surrogate will not receive any compensation for the baby-carrying service. She will only receive reasonable expenses such as medical bills for examinations & diagnostic tests, regular checkups, ultrasound scans, etc, her food & nutrition allowance, travel & accommodations, i.e. all pre-natal care costs will be covered by the intended couples. 

These are important as these costs will make up the major chunks of the overall altruistic cost of surrogacy in Navi Mumbai. 

If you want to gain a better understanding of the cost structuring for the surrogacy treatment, you need to carefully understand the surrogacy procedure.

How does Altruistic Surrogacy Work?

The surrogacy method is an ART tech which is usually a combination of the medical process and legal procedures. Both things are important to ensure the right result for surrogacy success. 

1. The Intended couples will undergo initial consultations, fertility experts will check and assess the infertility conditions with the help of different diagnostic testing, medical examinations and any medical history. A personalized treatment plan will be effected after careful assessments.
2. The fertility agency will help to find a suitable match of surrogates while considering the preferences of the intended couples. The surrogate will go through the diagnostic testing, medical examinations and psychological evaluations to ensuring her fitness for the surrogacy process. 
3. The reproductive gametes i.e. eggs & sperm will be retrieved from both the intended partners. For this, the intended women will undergo through the ovary stimulation by taking oral/injectable hormonal medications whereas the semen sample is carefully analysed and prepared for collecting the best motile & quality sperm. 
4. The artificial insemination process is done by mixing together the both (egg & sperm) on the small petri-dish, fertilization takes place and this led to the formation of  embryos, cultured and developed until the blastocyst stage. 
5. The formed embryo selected and implanted into the surrogate’s uterus and hormonal injections will be prescribed for providing good environment for successful implantation. 
6. About 1-2 weeks of waiting, your fertility doctor will confirm surrogate’s pregnancy by taking blood tests/ultrasound scans or any other tests. After confirmation, the surrogate will be under prenatal care with good food, nutrition & health. Regular checkups & monitoring will be done to check the status & health of the baby development. 
7. After the delivery, the baby will be hand over to the intended parents. The legal procedure will be finalized by signing off the contract and transferring the legal parental rights to the intended couples. From there, they can start their parenthood journey happily. 

The surrogate will also receive the necessary compensation and medical insurance. This surrogacy procedure will let you know how and why such cost structuring is offered by the best surrogacy centers in Navi Mumbai.  

Surrogacy Cost in Navi Mumbai

If we talk about the surrogacy cost in Navi Mumbai, you can expect a little less expensive treatment cost than in Mumbai. However, the average cost of surrogacy in Navi Mumbai ranges between ₹10,00,000 – ₹18,00,000. 

Here is the table which indicates the cost comparisons among different major cities of India. 

Cost Comparisons Among Big Cities of India

However, it is important that this overall surrogacy treatment cost will include several components, which have factors that can affect the overall cost significantly. 

Here are the Major Cost Components of Overall Surrogacy Cost in Navi Mumbai

This list mentions the different cost components of the overall cost of surrogacy in Navi Mumbai. 

1. Administrative & Monitoring costs by surrogacy agencies/clinics- This includes the cost of managing, coordinating, legal paperwork, expert fees, counseling & consultations, etc. 
2. Usage of Donor egg/sperm- This includes the cost of using donor reproductive gametes. The donor eggs will be slightly costly as compared with the donor sperm. 
3. Compensation package for Surrogates- This includes the necessary compensation covering the surrogate’s medical examinations, tests and ultrasounds, prenatal care, food, regular checkups and medications during pregnancy, travel & accommodation, etc. 
4. Medications & Medical procedures fees- This includes the cost of medications used (oral/injectable), examinations, diagnostic testing, laboratory charges, operational rooms, etc. 
5. IVF cost/per cycle- This includes the ovary stimulation, egg retrieval, IVF/fertilization, embryo culture & development, semen preparation, embryo transfer, etc.
6. Legal procedure & Contract- This includes the cost of drafting contract, legal documentation, parental rights transfer, lawyer’s fees, etc.
7. Usage of additional Advanced ART techs- This includes the cost of additional ART techs such as FET, IUI, ICSI, Cryopreservations, freezing, genetic testing, etc. 
8. Additional expenses/costs- This includes the cost such as delivery cost, hospitalization charges(if applicable), etc. 

As discussed above, these cost components can vary depending on several factors, we will discuss this now. 

Factors Affecting the Total Cost of Surrogacy in Navi Mumbai

Here are the factors that can affect the overall surrogacy cost in Navi Mumbai:

1. How severe your infertility case
2. The use of donor egg/sperms
3. The use of multiple advanced ART techs
4. The fertility centre’s offered success rates and experts experience
5. The cost of IVF procedure and multiple cycles
6. The city or location in Navi Mumbai
7. The surrogate’s compensation
8. The type of surrogacy program you have opted
9. The legal and administrative procedures by the surrogacy agencies. 

It is expected that these cost factors differs from region to region and clinic to clinic. 

Why to Invest in Surrogacy Insurance Plans?

Yes, You can and it should be. Insurance plans will help to lessen the burden on your shoulders from the overall surrogacy cost in Navi Mumbai.

According to the IRDAI, most general health insurance companies are direct to offer insurance plans for several infertility treaments. Many top insurance providers offer the coverage for surrogacy expenses. However, the plans will cover some aspects of surrogacy such as IVF, Diagnostic & medical examinations, utlrasounds, surrogate medical compesation & medical insurance, etc. 

The surrogacy insurance plans helps in various ways:

1. Easiness the surrogacy financial strain from your shoulder.
2. It makes you stress free while you are accessing the best surrogacy centres in Navi Mumbai for treatment. 
3. It helps you to cover the surrogate’s pre & post-natal care essentials which is important for the benefit of child’s health, nutrition & development. 
4. Many maternity plans covers the cost of the delivery of child, both the normal & C-section delivery. 

Tips for Effective Management for Surrogacy Expenses

Here we are sharing the tips for better management to cover the cost of surrogacy in Navi Mumbai. This will help you to budget and make better financial plans for the treatment. 

1. Researching is an effective method if you want to make an informed decision. Researching the best surrogacy centre in Navi Mumbai, their offered treatment packages, comparing the cost to different clinics, offered success rates with the standard & personalized treatment plans, etc. can save you effectly and help in making an informed decision. 
2. Due to vast pool of best surrogacy centres in Navi Mumbai, you can make an advantage by assessing the lucrative offer and packages due to increasing competition between them. Assess their offered payments flexibility. 
3. By exploring different financial plans & modes such EMI, Debit/Credit cards, infertility loans, etc. These are best to explore in these aspects as these will help you out if you are not enough financial budget for the treatment payments. 
4. It is already discussed that the insurance plans will help you out to cover the some or major expenses. 
5. By consulting with good financial advisors who have the specialization in providing good and effective management strategies in the medical field. He can help you with his good expertise & knowledge. 
6. By making an emergency fund separately can help you to cover the unexpected expenses. As surrogacy is a complex procedure and cannot pre-planned the results and treatment cost as per the expectations. You need to prepare some unexpected cost medical procedures for the success of the surrogacy.

By following these can really help you out to manage the expenses of cost of surrogacy in Navi Mumbai. 

Why ‘Select IVF’ is the Best Choice for Affordable Surrogacy in Navi Mumbai?

Select IVF has been a major player in the field of providing fertility treatment. Select IVF has the mission of empowering families to achieve successful parenthood, who are facing hopelessness with their infertility conditions with their professionalism utmost care, and effective treatments.

They have been working to provide the best assisted reproductive technology such as advanced infertility treatments such as Surrogacy, IVF, ICSI, IUI, Egg & Sperm Freezing, etc in more than 10 countries worldwide. 

Here, are the considering factors for choosing Surrogacy:

1. Providing effective treatment for both Male & Female infertility. 
2. Ovulation problems, surrogacy, IVF, IUI, ICSI, egg & sperm freezing, egg donor, etc at very reasonable costs.
3. 24 hours for all 7 days service, caters to emergency services also.
4. A huge team of infertility specialists specializes in major infertility conditions.
5. Patient-centric effective treatment with ethical practices.

You can read more on our website https://selectivf.com/ or consult on call +91-8447592299 or email your query to [email protected]

Conclusions

This article has helped you to gain knowledge & understanding about the Surrogacy Cost in Navi Mumbai. 

For opting surrogacy in Navi Mumbai and making an informed decision, you need to gain an understanding about the costing of the treatment packages. Knowing all the cost components included in the overall cost structuring by the fertility centres. Do follow the mentioned tips for the effective management and budgeting the financial cost. 

Start with a consultation sessions and ask the right questions with your trusted fertility experts. Make an informed decision.

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