Have you explored whether your insurance plans help to reduce expenses for IVF treatment in Thane-Mumbai? Have you explored other financial options too?

The expenses associated with IVF treatment are the major discussion among infertility couples before making a financial decision. For such, exploring various financing options could be a great strategy along with your insurance plans. 

With the rise in cost due to medical advancements & inflation, for every kind of medical treatment. For such reasons, medical/health insurance should be not the only plan to manage your finances. Government grants, crowdfunding, No-Cost EMI plans, easy installments, etc are some other financial options, you can get help from. 
This article will help you understand IVF treatment cost structuring and important cost components. Read further tips to understand and manage Low IVF Cost in Thane effectively.

Why should we be aware of the Low IVF Cost in Thane?

If you are the one who belongs to Thane and struggles with an infertility problem, then. You should be aware of it while taking the service. You will not face any issues.

The price of IVF in Thane varies from other countries and cities as each country’s costs and facilities will be different.

In Thane, the ones will get many facilities at affordable prices so that they can prepare their budget without breaking the bank.

A Simple Guide to IVF in Thane-Mumbai

IVF or In-Vitro Fertilization is a Assisted Reproductive Technology (ART tech) method. This method involves the procedure of retrieving both reproductive gametes i.e. egg & sperm, outside of the body. Both the gametes are mixed manually to carry out the fertilization method. This will lead to the development of the embryos which will be implanted directly inside the women’s uterus. This led to the normal development of the baby inside the woman’s body. 

IVF is one of the most opted ART techs worldwide. The baby born through the IVF method is called a Test-Tube baby or IVF baby. An IVF baby is like the other normal child, there will be no side-effects, nothing at all. We can say it is a miraculous medical procedure that gives a ray of hope to infertility couples to achieve their parenthood journey.

However, this miraculous procedure comes at a cost. Every infertility couple must concerned about the IVF treatment cost before making a final decision. To better understand the cost structuring, you need to understand the IVF procedure step-by-step in detail.

So, How is the IVF Procedure Carry Out?

The procedure starts with the initial consultation with the infertility doctor. It will be best for you to be honest with your infertility doctor and share all your medical history honestly. You will have medical screening & diagnostic testing sessions. The results will be assessed by your doctor, reviewed and a personalized treatment plan will be made. You will also discuss the cost of IVF treatment in Thane-Mumbai. 

You will be prescribed hormonal medications whether it is in oral or injectable form to stimulate egg production in the ovaries. The eggs are then retrieved through a small & outpatient surgical procedure. While nearly at the same time, the best quality sperm are also retrieved from the semen sample after carefully analyzing. 

Both the samples are then mixed on the petri dish in the IVF laboratories. This will lead to the fertilization method and further development of the embryos. The formed embryos are cultured and developed until the blastocyst stage. Then after, the embryos are placed into a small thin & flexible tube called a catheter. This medical device is used to insert into the woman’s uterus for transferring the embryos. Usually, this is a painless or discomfort-free procedure. 

After the implantation procedure, the couple needs to wait at least 1-2 weeks for the pregnancy news. Your fertility doctor would conduct blood tests or ultrasound scans for the confirmation of the pregnancy news. If the confirmation turned to yes, then it’s congratulations. 

If the confirmation doesn’t result in success, no need to worry. Some couples require multiple IVF attempts to achieve successful results. Do opt for it. 

From this, you will have a clear idea about the IVF procedure. Now, we will discuss the IVF cost now.

How Much Does IVF Treatment Cost?

The average cost of IVF treatment in Thane-Mumbai ranges between ₹1,00,000 – ₹2,00,000 per cycle. However, the overall cost includes several cost components which can vary from region to region and center to center. 

To have clarity on the cost of IVF treatment, you need to understand the full IVF procedure and various factors that can influence the cost of IVF in Thane-Mumbai.

What are the Important Cost Components of IVF treatment?

Many major cost components make up the overall IVF treatment cost. 

1. Consultation & Counselling sessions cost
2. Medical examinations, diagnostic testing
3. Medications (Oral/Injectable) for Ovarian Stimulation Process
4. Egg Retrieval procedure- surgical method
5. Semen Analysis & Preparation for Fertilization
6. Embryo culture in the IVF labs
7. Embryo Implantation- surgical method
8. Any use of donor reproductive gametes (egg/sperm), each cost separately
9. The use of donor embryos costs separately
10. Cryopreservation for embryos or freezing sperm costs will add cost (if applicable)
11. The pregnancy testing or confirmation tests

Cost of IVF Treatment in Thane-Mumbai: Table

For achieving the best potential result, usually IVF is paired with other ART techs such as ICSI, IUI, FET, PESA/TESA, etc. 

Factors Affecting IVF Treatment Cost in Thane-Mumbai 

Here is the discussion of the factors that can affect the overall cost of IVF Treatment in Thane-Mumbai:

1. The Fertility Centre & Experts Fees/Charges

These are the important factors that can affect the cost of IVF treatment in Thane-Mumbai based on the reputation/brand position of the fertility center, counseling sessions, the experience of fertility experts, offered success rates & compassionate care, etc. 

2. All Diagnostic Testing/Medical Examinations

Diagnostic testing or medical examinations include blood tests, semen analysis, ultrasound scans, checking for reproductive health, etc. These are helpful & necessary procedures for effective & personalized treatment plans. 

3. Medications- Oral/Injectable

Hormonal medications are prescribed for ovarian stimulation and embryo transfer preparation. This medication cost can vary based on brand & availability factors. These also differ in the case of injectable form than oral form. 

4. Number of IVF cycles 

There can be possible chances that the intended couples may require more than one IVF cycle. Multiple attempts can also add to the overall cost. However, some strategies can help you with the effective management of the overall cost of IVF treatment in Thane-Mumbai. 

5. Additional ART procedures 

To offer personalized treatment plans infertility experts, usually pair the IVF treatment with other ART techs such as ICSI, IUI, FET, Laser Assisted Hatching, Cryopreservation, Embryo Freezing, etc. For the addition of such ART techs, separate charges will be billed in the total amount for the IVF treatment. 

6. The Individual Infertility Case

The individual infertility case directly impacts the treatment plan for the customized care. The age of the intended couple, ovarian reserves, sperm quality, etc are some causes that can impact the cost structuring for the IVF treatment. 

7. The Use of Donor Eggs/Sperms

Yes, the use of donor eggs/sperm also adds separate expenses to the overall treatment cost. However, donor eggs are slightly costlier than the donor sperm.

Could Your Insurance Plans Help to Reduce Financial Expenses for IVF Treatment in Thane-Mumbai?

Yes, Definitely. It is a wiser step to use good insurance plans for the effective management of the IVF treatment cost in Thane-Mumbai. Many health insurance providers offer good plans to cover the expenses of infertility treatment in the Thane-Mumbai region. 

Here are some good insurance plans offered by the top insurance providers, which are offering coverage for the expenses of IVF treatment.

1. Care Classic Health Insurance by Care Health Insurance
2. HDFC ERGO General Insurance Co. Ltd
3. National Parivar Mediclaim Policy by National Insurance Co. Ltd.
4. Standalone IVF policy by Bajaj Allianz General Insurance Co. Ltd. 

Here are the things that you should keep in mind for careful consideration while opting for insurance plans for IVF treatment or IVF medical insurance. 

1. Coverage extends- This means a ‘how much does this treatment cover’. The standard IVF covers egg retrieval, sperm collection, embryo transfer, laboratory charges, etc. 
2. Limit & Caps- This means the limitation is based on per IVF cycles or the overall cost of IVF treatment in Thane-Mumbai. 
3. The number of IVF cycles coverage- This means the coverage for ‘how many IVF cycles’. 
4. Waiting period
5. Pre-existing conditions- This covers the infertility condition due to Pre-existing medical/infertility conditions. 
6. Network of providers- Fertility centers or hospital networks

Tips to Budget Your Finances for IVF Treatment in Thane-Mumbai

Here we are helping you by sharing some tips to manage your finances for the IVF treatment. However, it is applicable to all people despite the differences in the location/region. 

1. Researching fertility centers with affordable IVF packages. Comparing with other good clinics as well can help you to choose the best based on your priorities & needs. 
2. Understanding the IVF procedures, cost components, cost structure, and factors that can affect the overall cost of IVF treatment in Thane-Mumbai. 
3. Creating a separate budget for the IVF and additional expenses associated with the treatment. 
4. Exploring the different financial options such as easy installments through Debit/Credit cards, No-cost EMI, Crowdfunding, Medical/infertility loans, etc. Align these options with the fertility centers that are offering these options to help you. 
5. Also, explore the option of Government grants or subsidies for IVF or infertility treatments in the Thane-Mumbai region or Maharashtra. 
6. Check for health insurance plans as now top insurance providers that offer partial or full IVF coverage plans. 
7. Creating separate emergency funds also helps with budgeting while encountering additional or unexpected procedures. 
8. If you are on a tighter budget, then choose local/regional clinics over international clinics with success rates. 
9. It would be a lot better to have consultations with a trusted or good financial advisor who has expertise in medical fields. 

Why ‘Select IVF’ is the Best Choice for Affordable IVF in Thane-Mumbai?

Select IVF has been a major player in the field of providing fertility treatment. Select IVF has the mission of empowering families to achieve successful parenthood, who are facing hopelessness with their infertility conditions with their professionalism utmost care, and effective treatments.

They have been working to provide the best assisted reproductive technology such as advanced infertility treatments such as Surrogacy, IVF, ICSI, IUI, Egg & Sperm Freezing, etc in more than 10 countries worldwide. 

Here, are the considering factors for choosing affordable IVF treatment:

1. Providing effective treatment for both Male & Female infertility. 
2. Ovulation problems, surrogacy, IVF, IUI, ICSI, egg & sperm freezing, egg donor, etc at very reasonable costs.
3. 24 hours for all 7 days service, caters to emergency services also.
4. A huge team of infertility specialists specializes in major infertility conditions.
5. Patient-centric effective treatment with ethical practices.

You can read more on our website https://selectivf.com/ or consult on call +91-8447592299 or email your query to [email protected]

Conclusion

In this article, we have helped you to gain a better understanding of the cost of IVF treatment in Thane-Mumbai. 

IVF treatment is a very effective infertility treatment worldwide. It is the most opted ART tech on a global level, which has helped millions of infertility couples to have their child and embrace their parenthood happily. A tailored approach to the IVF treatment has provided a sense of contentment among those couples. Take the expenses as an investment in your parenthood journey. 

Do consider this treatment. Make a good informed decision while managing effectively. 

Hurry up with your final decision! Avoid taking too long time!

FAQ

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