Surrogacy Centre in Mumbai: Transform Your Parenthood Dreams
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August 6, 2025Surrogacy has become a ray of hope for many couples struggling with infertility or other medical conditions that prevent them from conceiving naturally. In India, Bangalore is emerging as one of the most popular destinations for surrogacy because of its advanced fertility clinics, skilled doctors, and comparatively affordable treatment costs. Understanding the surrogacy cost in Bangalore is crucial for intended parents, as the process involves multiple stages, legal formalities, medical treatments, and additional expenses.
This complete guide will cover every aspect of Surrogacy Cost Bangalore, including factors affecting the price, types of surrogacy, legal requirements, and tips to reduce expenses. By the end, you will have a clear idea of the financial planning required for your surrogacy journey.
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What is Surrogacy?
Surrogacy is an arrangement where a woman, known as a surrogate mother, carries and delivers a baby on behalf of the intended parents. This method is often chosen by couples who face infertility issues, women with medical conditions that prevent pregnancy, same-sex couples (depending on legal permissions), or single parents.
In surrogacy, the intended parents’ egg and sperm (or donor gametes) are used to create an embryo through In Vitro Fertilization (IVF), which is then implanted into the surrogate’s uterus. After delivery, the legal parenthood is transferred to the intended parents following the country’s or state’s surrogacy laws.
Types of Surrogacy in Bangalore
Before discussing the cost, it is important to understand the types of surrogacy available in Bangalore, as the type you choose can significantly impact the overall expense.
Gestational Surrogacy (Legal in India)
- In this method, the surrogate carries an embryo created using the egg and sperm of the intended parents or donors.
- The surrogate has no genetic relation to the baby.
- This is the only legally permitted form of surrogacy in India under the Surrogacy Regulation Act 2021 for eligible couples.
Traditional Surrogacy (Not Allowed in India)
- Here, the surrogate’s egg is used, making her the genetic mother of the baby.
- This method is banned in India due to complex legal and emotional complications.
Since only gestational surrogacy is allowed in Bangalore, all the cost estimations we discuss will be based on this method.
Is Surrogacy Legal in Bangalore?
Yes, surrogacy is legal in Bangalore, but only under the guidelines of the Surrogacy (Regulation) Act, 2021, which applies across all of India. According to this law, only altruistic surrogacy is permitted, where the surrogate mother is not paid any compensation except for medical expenses and insurance coverage. Commercial surrogacy, where a surrogate is paid beyond these basic needs, is strictly banned.
Only Indian married couples (heterosexual), who have been married for at least five years and are medically certified as infertile are eligible for surrogacy. The woman should be aged between 23 to 50 years, and the man between 26 to 55 years. They must not have any living biological, adopted, or surrogate child (except in case of a child with a disability or life-threatening disorder).
In Bangalore, all surrogacy clinics must be registered under the National Act. The surrogate mother must be a close relative, married, have at least one child of her own, and be between 25–35 years of age.
She can only act as a surrogate once in her lifetime. Any form of commercial arrangement or involvement of foreign nationals is illegal. Authorities in Hyderabad are actively cracking down on illegal practices.
Recently, an illegal surrogacy racket was busted in the city, which reinforces the importance of choosing only legal and certified surrogacy agencies. Couples must ensure all documents, permissions, and approvals are in place before proceeding.

Step-by-Step Surrogacy Process in Bangalore
Understanding the complete surrogacy process is essential to know where your money will be spent. Below is a step-by-step guide to the surrogacy procedure in Bangalore:
1. Initial Consultation & Medical Evaluation
The journey begins with a consultation at a reputed fertility clinic.
- Doctors review your medical history, infertility reports, and conduct physical examinations.
- Blood tests, hormone tests, ultrasound scans, and semen analysis are done to assess reproductive health.
2. Legal Counselling & Agreement
Since India follows strict surrogacy laws, intended parents must go through legal counselling.
- A legal agreement is drafted covering responsibilities, medical care, and financial aspects.
- It also includes the rights of the surrogate mother and ensures that parenthood will be legally transferred to the intended parents after delivery.
3. Selection of Surrogate Mother
The clinic or surrogacy agency provides profiles of healthy women who meet the eligibility criteria as per Indian surrogacy law:
- Age 25-35 years
- Married and having at least one healthy child
- Physically and mentally fit
Once a surrogate is selected, her medical screening and counselling are conducted before moving ahead.
4. IVF Procedure & Embryo Transfer
- Intended mother’s eggs (or donor eggs) are retrieved through an IVF cycle.
- The eggs are fertilized with the intended father’s sperm (or donor sperm) to create embryos.
- A healthy embryo is then transferred to the surrogate’s uterus.
- This step is critical and accounts for a major portion of the total cost.
5. Pregnancy Monitoring
Once the surrogate conceives, she undergoes regular checkups, ultrasounds, and prenatal care.
- The clinic monitors her nutrition and health for the safety of both mother and baby.
- All medical and living expenses of the surrogate are covered by the intended parents.
6. Delivery & Legal Formalities
- Delivery can be normal or via C-section, depending on the medical condition.
- After birth, the legal process is completed to transfer the baby to the intended parents.
- The birth certificate is issued in the names of the intended parents.
Advantages and Disadvantages of Surrogacy
- Hope for Infertile Couples: Surrogacy gives a biological child to couples who are unable to conceive due to infertility, repeated IVF failures, or absence of a uterus. It provides a practical solution to start a family despite medical challenges.
- Genetic Connection: In gestational surrogacy, the child is biologically related to one or both intended parents, as the egg and/or sperm come from them. This helps preserve the family’s genetic lineage.
- Safe Option for High-Risk Mothers: Women with medical conditions like heart disease, cancer history, or repeated miscarriages can avoid the risks of pregnancy by choosing a surrogate, ensuring both the mother’s and the baby’s safety.
- Higher Success Rates: Surrogates are medically screened and selected based on health and fertility, increasing the chances of a successful pregnancy and live birth.
- Emotional Fulfilment: For many, surrogacy fulfils the deep emotional desire to become parents and experience parenthood fully, especially when adoption or natural conception is not an option.
Disadvantages of Surrogacy:
- Legal Complexity:
Surrogacy laws are strict and vary between countries and states. In India, only altruistic surrogacy is legal, and it involves several formalities, documents, and approvals, which can be confusing and time-consuming. - Emotional Challenges:
The emotional bond between surrogate and baby may be difficult for some. Intended parents may also experience stress during the process due to fear of medical or legal complications. - Limited Eligibility:
Only Indian married couples who are infertile and meet specific age and health criteria are eligible. Same-sex couples, single parents, and foreign nationals are not allowed under current Indian law. - Finding a Suitable Surrogate:
Since only a close relative can be a surrogate in India, finding a willing and eligible surrogate is often difficult and delays the process. - No Guarantee:
Like any medical procedure, surrogacy comes with risks. Implantation failure, miscarriage, or pregnancy complications can occur, leading to emotional and financial disappointment.
Who Needs Surrogacy?
Surrogacy is a ray of hope for individuals or couples who are unable to conceive or carry a pregnancy naturally. There are various medical, social, and personal reasons why someone may choose surrogacy to build their family.
One of the most common reasons is female infertility or uterine issues. Women who have had a hysterectomy (surgical removal of the uterus), recurrent miscarriages, or a medical condition like Asherman’s syndrome may not be able to carry a pregnancy, even if their eggs are healthy. In such cases, surrogacy allows them to have a biological child with the help of a surrogate mother.
Same-sex male couples who want to become parents also rely on surrogacy. Since neither partner can carry a pregnancy, they use a donor egg and a surrogate to complete their family. Similarly, single men who wish to become fathers also opt for surrogacy using donor eggs.
Women with severe health conditions, such as heart disease, kidney disease, or cancer survivors who are advised against pregnancy, may choose surrogacy to avoid risks to their health and the baby.
In some cases, surrogacy is an option for couples who have tried multiple IVF cycles without success, even when embryo quality is good. It could indicate an issue with the uterus, and using a surrogate can help increase the chances of a healthy pregnancy.
Ultimately, surrogacy is a solution for those who dream of parenthood but face physical or medical challenges in achieving it on their own.
Surrogacy Cost in Bangalore
The average surrogacy cost in Bangalore ranges between ₹12,00,000 to ₹18,00,000 (12 to 18 lakh INR). This cost can vary depending on several factors, including medical procedures, surrogate compensation, hospital charges, and legal documentation.
Here is a breakdown of the cost structure:
- Fertility Evaluation & IVF Procedure – ₹2,50,000 to ₹4,50,000
Includes initial consultation, ultrasound, hormonal tests, semen analysis, and IVF procedure to create the embryo.
- Surrogate Mother Compensation – ₹4,00,000 to ₹6,00,000
Covers the surrogate’s medical care, nutritional needs, lost wages, and other expenses throughout the pregnancy.
- Legal & Documentation Charges – ₹50,000 to ₹1,00,000
Includes legal agreements, notary fees, and birth certificate procedures as per the Indian surrogacy law.
- Medical Care & Delivery Expenses – ₹3,00,000 to ₹5,00,000
Covers prenatal checkups, hospitalisation, delivery charges (normal or C-section), and postnatal care for the surrogate.
- Additional Costs (Optional/Variable) – ₹1,00,000 to ₹2,00,000
Includes donor gametes (if required), embryo freezing, genetic testing (PGT), or emergency medical care.
With the help of the following table, you will understand the cost of surrogacy in India:
Surrogacy Procedure in Bangalore | Cost of surrogacy in Bangalore (INR) |
Surrogacy using own eggs & own sperm | Rs. 12 Lakh To 18 Lakh |
Surrogacy by donor eggs and own sperm | Rs. 13 Lakh to 19 Lakh |
Surrogacy with donor sperm and own eggs | Rs. 14 Lakh to 20 Lakh |
Surrogacy (cost) & Embryo Transfer (Cost) | Up to Rs. 4 Lakh |
Surrogate Mother Selection (Cost)+ Blood Tests (Cost) + Surrogate Mother Preparation (Cost) | Up to Rs. 2 Lakh |
Normal Vaginal Delivery Cost | Up to Rs. 70,000 |
Cesarean section or C-section Delivery Cost | Up to Rs. 1 Lakh to 2 Lakh |
Housing for Surrogate mother (Cost) + Food (Cost) | Up to Rs. 3 Lakh |
Factors Affecting Surrogacy Cost in Bangalore
The cost of surrogacy is not fixed for everyone. Several factors can influence the total expense, such as:
Choice of Fertility Clinic
- Premium clinics with high success rates may charge more, but they often provide better medical facilities and care.
Surrogate Mother Selection
- Healthy, experienced, and younger surrogates might have higher compensation due to increased chances of a successful pregnancy.
Use of Donor Egg or Sperm
- If intended parents cannot use their own gametes, donor eggs or sperm will increase the cost.
Number of IVF Cycles
- Some couples may require multiple IVF attempts to achieve a successful pregnancy, which adds to the total expense.
Pregnancy Complications or C-Section Delivery
- Unexpected medical conditions can increase hospitalisation and treatment costs.
Comparison of Surrogacy Cost in Bangalore with Other Indian Cities
When considering surrogacy in India, Bangalore is often compared with cities like Delhi, Mumbai, Hyderabad, and Chennai. Each city has its own pricing structure influenced by hospital facilities, doctor experience, and local living costs.
- Bangalore: ₹12,00,000 to ₹18,00,000
- Delhi: ₹13,00,000 to ₹20,00,000
- Mumbai: ₹15,00,000 to ₹22,00,000
- Hyderabad: ₹12,00,000 to ₹17,00,000
- Chennai: ₹11,00,000 to ₹16,00,000
Bangalore’s cost is moderate compared to Mumbai and Delhi, making it a favourable destination for many intended parents. Moreover, the city is home to world-class fertility clinics, which provide high success rates without the extremely high charges seen in metropolitan hubs like Mumbai.
Legal Aspects of Surrogacy in Bangalore
Before starting surrogacy in Bangalore, it’s crucial to understand the Indian surrogacy laws, which are governed by the Surrogacy (Regulation) Act 2021.
Key Points:
- Only Altruistic Surrogacy is Allowed
Commercial surrogacy is banned in India.
The surrogate can only be compensated for medical expenses, insurance, and basic living costs during pregnancy. - Eligibility for Intended Parents
Only Indian heterosexual married couples are eligible.
The couple must be married for at least 5 years.
Age criteria: Husband: 26-55 years, and Wife: 23-50 years
- No Single Parents or Foreigners Allowed
Currently, foreign nationals, single parents, and same-sex couples are not allowed to undergo surrogacy in India. - Legal Documentation is Mandatory
Surrogacy agreement
Insurance for the surrogate mother
Birth certificate transfer procedure

How Legal Aspects Affect the Cost:
Drafting legal agreements, notarization, and obtaining court approvals may add ₹50,000 – ₹1,00,000 to the total surrogacy cost in Bangalore.
Tips to Reduce Surrogacy Cost in Bangalore
While surrogacy is a life-changing journey, it is also an expensive process. Here are some practical tips to manage and reduce costs without compromising safety:
- Choose a Reliable Mid-Range Clinic
Premium clinics may charge extra for branding, but mid-range, reputed clinics can offer similar success rates at lower costs.
- Avoid Multiple IVF Cycles if Possible
Opt for advanced embryo selection techniques to increase the chances of pregnancy in the first cycle.
- Use Your Own Gametes
Donor eggs and sperm can increase expenses by ₹80,000 – ₹1,50,000.
If medically possible, use your own gametes to reduce costs.
- Opt for Shared Donor Programs (If Needed)
Some clinics offer shared egg donor programs, which significantly reduce donor cost.
- Plan Finances in Advance
Discuss the full package with the clinic, including hidden costs like medicines, scans, and insurance.
Surrogacy Success Rates in Bangalore
Success rates are one of the most important factors for couples choosing surrogacy. Bangalore is considered one of the leading cities for assisted reproductive technology in India because of its advanced fertility treatments and experienced doctors.
1. Factors Affecting Success Rates
Several elements contribute to the overall success of surrogacy in Bangalore:
Age of Intended Mother
If the intended mother is using her own eggs, age plays a significant role in the quality of eggs and embryo implantation.
Quality of Embryos
Clinics that use advanced techniques like ICSI, PGT (Preimplantation Genetic Testing), and embryo freezing usually have higher success rates.
Experience of the Fertility Clinic
Established clinics with a history of successful surrogacy cycles tend to achieve better outcomes.
- Health of the Surrogate
A healthy surrogate with a proven pregnancy history significantly increases the chances of success.
2. Average Success Rates in Bangalore
- First IVF & Embryo Transfer Attempt: 55% – 65%
- After Multiple Attempts (if required): 70% – 80%
- Live Birth Rate: Approximately 50% – 60%
While success rates are not guaranteed, Bangalore’s fertility centres often achieve outcomes equal to or better than other Indian cities due to modern infrastructure and experienced specialists.
With the help of the following table, you will understand the surrogacy success rate in Bangalore:
Surrogacy treatment in Bangalore | Success rates of surrogacy in Bangalore |
Surrogacy with self-eggs | 50 to 90% |
Surrogacy with self-sperm | 55 to 80% |
Surrogacy with donor eggs | 70 to 95% |
Surrogacy with donor sperm | 73 to 97% |
Surrogacy with FET | 60 to 65% |
Surrogacy with ICSI | 50 to 65% |
The following table lets you understand the success rates based on age:
The success rate of surrogacy based on age | The success rate of surrogacy in Bangalore |
women with age between 20 to 25 years | Up to 98% |
women with age between 25 to 35 years | Up to 95% |
women with age between 35 to 40 years | Up to 73% |
women with age between 40 to 45 years | 40 to 70% |
women with age between 45 to 50 years | 35 to 60% |
Emotional and Financial Preparation for Surrogacy
Surrogacy is more than just a medical and legal process; it’s an emotional journey that requires careful mental and financial preparation.
1. Emotional Preparation
Acceptance of Surrogacy
Intended parents must come to terms with the fact that another woman will carry their baby. This requires emotional readiness and trust.
Family and Social Support
Sharing the decision with close family members and having their support can reduce emotional stress.
Relationship with the Surrogate
Building a positive and respectful bond with the surrogate ensures smoother communication during the pregnancy journey.
2. Financial Planning
Surrogacy can put a financial strain on many couples if not planned properly. Here’s how to prepare:
Create a Budget
Include clinic fees, surrogate compensation, legal costs, and emergency funds.
Explore Medical Insurance
Some insurance plans may partially cover pregnancy-related complications for the surrogate.
Emergency Fund
Always keep 10-15% extra of your planned budget for unforeseen medical events.
What should you consider when selecting the top surrogacy clinic in Bangalore?
We understand how difficult it becomes to select the best option for your infertility treatment, but do not get tense, as one of the best options is going to be suggested to you where the patient collaborates with highly experienced and qualified doctors. The patient will find it comfortable as the staff will always stand by them, away from all the worries that come to their mind. We offer all types of infertility treatment, so contact us today! To start, consider the following factors while selecting a location:
i. The patient-focused assistance of the centre
ii. Professionals with extensive education and experience
iii. Infrastructure that is well-built for maximum comfort and happiness
iv. The entire medical staff treats you with respect
v. Assists you throughout the entire process from the beginning
vi. Offers transparent fees and processes
You have the option of choosing IVF for all of these! So, reach out to us at +91- 9899293903 | Email ID: [email protected]
Why pick Select IVF for surrogacy in Bangalore?
Several infertile couples trusted the Select IVF for their bright future. We care for every patient who has issues of infertility. We understand the phase of infertility, and that’s why we want to assist you in your dream of achieving parenthood.
The prices of surrogacy treatment are reasonable at our centre, we ensure the highest success rates, we maintain transparency and ensure personalised care and support to our patients. Get the treatment from our clinic and make your life stress-free by hearing the giggling of your newborn.
Here’s why Select IVF is best for surrogacy treatment in Bangalore:
- The high success rate of surrogacy and other infertility treatments
- Several infertility treatments for different infertility issues
- Use of cutting-edge technologies
- Equipped with highly skilled and educated doctors
- Affordable prices for surrogacy and other infertility treatments
- Ensures utmost comfort and support during the procedure
Conclusion
Surrogacy in Bangalore offers hope to countless couples struggling with infertility. With advanced medical facilities, experienced fertility specialists, and moderate costs, the city has become a preferred destination for surrogacy in India.
The average Surrogacy Cost Bangalore is between ₹12,00,000 and ₹18,00,000, which includes medical treatment, surrogate care, legal documentation, and delivery expenses. While the journey requires both financial and emotional readiness, the reward of holding your baby in your arms makes every effort worthwhile.
Frequently Asked Questions (FAQs)
How much does surrogacy cost in Bangalore on average?
The average cost ranges from ₹12,00,000 to ₹18,00,000, depending on the clinic, surrogate compensation, and additional procedures like donor gametes or embryo freezing.
Is surrogacy legal in Bangalore?
Yes, but only altruistic surrogacy is legal as per the Surrogacy (Regulation) Act 2021. Commercial surrogacy is banned.
Can foreigners or single parents opt for surrogacy in Bangalore?
No. Currently, surrogacy in India is restricted to Indian married heterosexual couples who meet the age and medical eligibility criteria.
Does health insurance cover surrogacy costs in Bangalore?
Most health insurance policies do not cover the entire surrogacy process. However, certain policies may cover medical complications for the surrogate.
What if the first IVF cycle fails?
If the first cycle is unsuccessful, a second IVF attempt will increase the total cost by ₹2,00,000 to ₹3,50,000. Couples should be prepared for multiple attempts if required.
Can I choose my own surrogate mother?
Yes, but she must meet the legal criteria and pass medical screening. Most couples prefer selecting surrogates through authorised clinics to ensure safety and compliance with the law.
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