How can transparency in surrogacy costs help you to ensure that you’re not overpaying?

The most important aspect to understand before opting for the surrogacy process is to understand the cost structuring in a clear & transparent manner. Transparency is not only about knowing the surrogacy costs clearly but it’s all about knowing where your every penny of money is spent. Are you not overpaying for the usual cost of surrogacy?

Some non-ethical practices of adding hidden charges have made couples worry about budgeting. To not happen with you, you need to have clear communication about the costing & process in the pre-consultation process.  
In this article, we are going to help you understand the surrogacy procedure, average altruistic Surrogacy Cost in Bangalore, cost structuring components, and factors. We will also share some financial tips to manage it.

Why should you trust SELECT IVF for surrogacy in Bangalore?

• First-stage top counseling sessions
• Premium services and processes
• Highly competent specialists for surrogacy treatment in Bangalore
• Sky-high surrogacy success rates in Bangalore
• Contact us Email ID: [email protected]
• Call us: +91- 9899293903

Introduction to surrogacy 

Surrogacy is defined as the best infertility treatment for couples facing infertility for many years. It’s the only way that can provide the happiness of having a child. It’s an opportunity for many couples wanting to hear the giggles of newborns. Surrogacy is created with the aim of helping couples with issues such as infertility (female or male), miscarriage, multiple failed IVF, and damaged reproductive organs. 

In short form, surrogacy is the method of treating infertility of the intended couples. The procedure involves the surrogate mother who carries the baby on behalf of the intended mother. To perform the procedure of surrogacy, a legal contract is required between the surrogate mother and the intended couple to ensure the smooth operation of the treatment without any conflicts related to parental rights over the child.

Altruistic Surrogacy Concept: Surrogacy Cost in Bangalore

Surrogacy is the method or process in which a third party i.e. surrogate mother, agrees to carry a child in her womb and go through the pregnancy process for another couple. It is considered helpful for the intended couples to fulfill the dream of their child, which they couldn’t achieve due to their infertility conditions. 

In this case, another couple is called the intended couple. A legal agreement will be made between both parties for easy flow and management of the surrogacy process. It is also done for the intended couples who will have parental rights after the child’s delivery. 

For a better understanding of the Altruistic surrogacy cost in Bangalore, you need to understand the full surrogacy procedure in detail. 

How does Altruistic Surrogacy Work?

The surrogacy method is an ART tech which is usually a combination of the medical process and legal procedures. Both things are important to ensure the right result for surrogacy success. 

• The Intended couples will undergo initial consultations, fertility experts will check and assess the infertility conditions with the help of different diagnostic testing, medical examinations, and any medical history. A personalized treatment plan will be effected after careful assessments. 
• The fertility agency will help to find a suitable match for surrogates while considering the preferences of the intended couples. The surrogate will go through diagnostic testing, medical examinations, and psychological evaluations to ensure her fitness for the surrogacy process. 
• The reproductive gametes i.e. eggs & sperm will be retrieved from both the intended partners. For this, the intended women will undergo ovary stimulation by taking oral/injectable hormonal medications whereas the semen sample is carefully analyzed and prepared for collecting the best motile & quality sperm. 
• The artificial insemination process is done by mixing both (egg & sperm) on a small petri dish, fertilization takes place and this leads to the formation of embryos, cultured and developed until the blastocyst stage. 
• The resultant embryos will be selected after careful analysis and implanted into the surrogate’s uterus and hormonal injections will be prescribed to provide good environment for successful implantation. 
• After about 1-2 weeks of waiting, your fertility doctor will confirm the surrogate’s pregnancy by taking blood tests/ultrasound scans or any other tests. After confirmation, the surrogate will be under prenatal care with good food, nutrition & health. Regular checkups & monitoring will be done to check the status & health of the baby’s development. 
• After the delivery, the baby will be handed over to the intended parents. The legal procedure will be finalized by signing off the contract and transferring the legal parental rights to the intended couples. From there, they can start their parenthood journey happily. 

Further, we will be going to learn about the cost of the altruistic surrogacy treatment procedure.

Surrogacy Cost in Bangalore

The average altruistic surrogacy cost in Bangalore ranges between ₹16,00,000 – ₹20,00,000. However, these overall costs include several cost components which can fluctuate based on different factors. We will discuss these further in the article.

Cost Comparisons Among Big Cities of India

Here are the Major Cost Components of Overall Surrogacy Cost in Chennai

This list mentions the different cost components of the overall cost of surrogacy in Chennai. 

However, these altruistic surrogacy cost components depend on many factors, which can directly impact the overall altruistic surrogacy cost in Bangalore.  

Factors Affecting the Total Cost of Surrogacy in Bangalore

Here are the factors that can affect the overall surrogacy cost in Chennai. However, these are also based on the region-to-region factor.  

1. Infertility Expert costs– The expert has a specialization in the infertility field. Their knowledge & experience will eventually help you to get the customizable treatment for your problem. All this knowledge & experience will come at a cost. This will differ from one expert to another expert. 
2. Infertility clinic charges– If the infertility clinic has a high reputation then the cost will eventually for all medical procedures will go up. The more reputation, the higher the billing charges. These will include medical procedures, diagnostic testing, laboratory charges, expert charges, operational room charges, etc. 
3. Type of surrogacy you have opted for Different surrogacy types will have different costs based on legal procedures & approval process. But for now, we will discuss only the altruistic surrogacy cost in Bangalore. 
4. Surrogate compensation- It is one of the major cost components for the overall surrogacy cost. However, Surrogate compensation will not be paid any monetary benefits, but she will receive the mandatory medical insurance coverage for her health after the delivery procedure. The medical insurance will also depend on the insurance company’s terms & plans. 
5. Use of Other Advanced ART Techs such as IUI, ICSI, Cryopreservation, PGT/PGD, etc – These ART techs also depend on the factors based on the included cost components in these treatment procedures. 

Why Investing in Surrogacy Insurance Plans is the Best Decision for Yourself?

Yes, insurance investments are best in managing the altruistic surrogacy cost in Bangalore. Many insurance companies do provide plans for the surrogate. Surrogate medical insurance is mandatory under the Surrogacy Regulations Act, 2021.

However, complete surrogacy expenses will not be covered by the general health insurance providers. The insurance plans generally cover pregnancy & its related risks/complications. However, many insurance providers are also covered the IVF procedures, diagnostic tests, ultrasounds, deliveries, and other ART techs such as GIFT, ICSI, oocyte donation, TRP, etc. 

Here are some of the top insurance providers that are offering insurance plans for infertility treatments:

1. Niva Bupa Aspire Plan
2. Bajaj Allianz’s Health Insurance Plans
3. Future Generali Power
4. Star Women Care Insurance Policy
5. HDF Ergo General Health Insurance 
6. SBI  Surrogacy & Oocyte Donor Suraksha
7. RQBE Surrogacy & Oocyte Donor Coverage
8. Galaxy Health Insurance- Standard Plans 

There could be many more. To get the optimum benefits from the insurance plans, you need to choose wisely from the various offered plans based on your priorities & needs. So, we are helping you by sharing some tips on ‘how to choose the best health/medical insurance plans?’

1. You need to look for the proven track records of successful claim settlements by the insurance providers. You take help with colleagues, friends, and family members by discussing them. You should also research their official sites. Check the testimonials. 
2. Transparency and no hidden costs are the best factors in choosing the best. You need to look for the clarity over breakdown of the costs and terms/policies to help in budgeting the altruistic surrogacy cost in Bangalore. 

What are the Tips for Effective Management of Surrogacy Expenses?

Here we are sharing tips for better management to cover the altruistic surrogacy cost in Bangalore. These tips will help you to budget and make better financial plans for the treatment.

1. Researching the best surrogacy centers, their offered treatments, cost structuring & packages, ethical standard practices, etc are some of the factors that need to be considered when finalizing the best surrogacy centers. Check for credibility & transparency by assessing their verified ‘testimonials’ or not. 
2. A financial advisor who is an expert in the medical field can also help you assess the best money management while seeking surrogacy treatment. They have the knowledge & expertise regarding this. 
3. Another method to save cost is that use wise insurance plans for getting the best expense coverage. Check the terms, and understand them before finalizing a particular plan. 
4. If you are under the age of 35, it’s better to seek fertility treatments early. Early access to the treatment can save you costs. Fewer complications and less severe cases will require less involvement of ART techs. As the age increases, complications arise and more involvement of ART techs will be there. 
5. Opt for other financial options as well. Fertility loans, IVF or surrogacy packages, Easy EMI options, credit card offers/discounts, etc could help you a lot for easy access to the treatment. Consider also the grants from the governments if eligibility meets with your case. 
6. It is always a wiser step to create an emergency fund for unexpected expenses during the surrogacy procedure time. 

Why ‘Select IVF’ is the Best Choice for Affordable Surrogacy in Chennai?

Select IVF has been a major player in the field of providing fertility treatment. Select IVF has the mission of empowering families to achieve successful parenthood, who are facing hopelessness with their infertility conditions with their professionalism utmost care, and effective treatments.

They have been working to provide the best assisted reproductive technology such as advanced infertility treatments such as Surrogacy, IVF, ICSI, IUI, Egg & Sperm Freezing, etc in more than 10 countries worldwide. 

Here, are the considering factors for choosing Surrogacy:

1. Providing effective treatment for both Male & Female infertility. 
2. Ovulation problems, surrogacy, IVF, IUI, ICSI, egg & sperm freezing, egg donor, etc at very reasonable costs.
3. 24 hours for all 7 days service, caters to emergency services also.
4. A huge team of infertility specialists specializes in major infertility conditions.
5. Patient-centric effective treatment with ethical practices.

You can read more on our website https://selectivf.com/ or consult on call +91-8447592299 or email your query to [email protected]

Conclusions

This article has helped you to understand the altruistic surrogacy cost in Bangalore in detail. 

Transparency in costing is an important aspect when considering surrogacy treatment. The strain & stress that come forward during the surrogacy procedure can be understandable. Choose the surrogacy centers based on your priority which is ‘transparency in clear costing for the surrogacy procedure’.

Take some time, do your research part, and compare with the other good surrogacy centers, and then choose which one meets your priority & needs. But always remember here, costing is an important aspect as well as success matters too. 

Look at this surrogacy cost as an investment in your parenthood journey.

Book your consultation & solve your doubts.

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FAQs (frequently asked questions)

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