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Surrogacy is a life-changing decision for infertility couples who are longing to start a family with a having a child. However, this effective treatment solution comes with a financial strain on the couples. It adds significant stress to already facing infertility issues.
For opting for the surrogacy process, the couples need to understand the costs associated with each stage, which eventually form the core structuring of Altruistic Surrogacy Cost in Hyderabad.
This article will help you understand the Surrogacy and its process. Further, we will learn about the cost components and surrogacy insurance coverage. This will help you budget your treatment expenses.
A Simple Knowledge Guide to Altruistic Surrogacy
Altruistic Surrogacy is the type of surrogacy where the surrogate agrees to carry a pregnancy with the intent to help the intended couple to have their biological child.
In this type of surrogacy arrangement, the surrogate will not receive any baby-carrying service. She will only receive the necessary medical financial compensation and medical insurance coverage, which is mandatory to be received by the intended couple. This compensation will also add up to the overall altruistic surrogacy cost in Hyderabad.
However, for a better understanding of the cost structuring for the overall altruistic surrogacy cost, you need to better understand the procedure.
Why should you trust SELECT IVF for surrogacy in Hyderabad?
- First-stage top counseling sessions
- Premium services and processes
- Highly competent specialists for surrogacy treatment in Hyderabad
- Sky-high surrogacy success rates in Hyderabad
- Contact us Email ID: [email protected]
- Call us: +91- 9899293903
So, the question is How Does Altruistic Surrogacy Work?
Altruistic Surrogacy is a series of step-by-step procedures:
- Medical Examinations & Psychological Evaluations: The surrogate and the intended couples will go through medical examinations for compatibility checks for the process. The surrogate will be examined for physiological & psychological evaluations to ensure her mental fitness for the process.
- Drafting & Signing Legal Agreement: A legal agreement will be signed between both the party i.e. intended couple and surrogate in order to have the clarity of the process. This contract includes key components of the agreement such as terms & conditions, rights & responsibilities of each party, insurance coverage of the surrogate, and parental rights of the child after delivery.
- Artificial Fertilization- IVF Procedure: In this, the intended couple’s egg and sperm sample will be collected. It can be from donation as either donor eggs and sperm are legal in India but it should meet some conditions. After both reproductive gametes collection, artificial insemination (fertilization) will be done by using IVF technology. This will lead to the development of embryos, cultured until the blastocyst stage. While, there can be chances that IVF will be paired with other ART techs such as IUI, FET, cryopreservation, etc. for personalized treatment plans, solely depending upon the couple’s infertility case.
- Embryo Transfer & Implantation: At the blastocyst stage of embryo development, the selected good-quality embryo will be then placed in the surrogate’s uterus through a simple and safe surgical procedure. Suppose the intended couples wanted to go for genetic testing such as PGT, PGD, etc before embryo implantation. In that case, its cost will be separately added while structuring the overall altruistic surrogacy cost in Hyderabad.
- Pre-natal Care & Child Birth: The transferred embryo will later lead to pregnancy in the surrogate’s uterus. The surrogate will receive all the necessary pre-natal care, food & nutrition for maintaining her health. She will have regular checkups, ultrasound monitoring medical guidance, etc.
- Final Legal Procedures & Parental Rights: After the child’s birth, a legal procedure will be carried out. In this, parental rights will be transferred to the intended couples. Then, the intended couple will be the legal guardian of the child.
Altruistic Surrogacy Cost in Hyderabad
Surrogacy is a series of complex procedures that involve the help of a surrogate, several medical examinations & procedures, and advanced ART techs such as IVF, ICSI, IUI, cryopreservation, PGT, PGD, etc. These factors make up the overall surrogate cost. The average cost of surrogacy in Hyderabad ranges between ₹18,00,000 – ₹20,00,000.
Cost Comparisons Among Big Cities of India
Surrogacy cost in Big Cities of India | Average cost Ranges (INR) |
Surrogacy cost in Hyderabad | ₹18,00,000 – ₹22,00,000 |
Surrogacy cost in Mumbai | ₹20,00,000 – ₹22,00,000 |
Surrogacy cost in Bangalore | ₹19,0,000 – ₹20,00,000 |
Surrogacy cost in New Delhi | ₹15,00,000 – ₹25,00,000 |
Surrogacy cost in Chennai | ₹15,00,000 – ₹20,00,000 |
Major Cost Components of Altruistic Surrogacy in Hyderabad
Here are the major cost components of Altruistic surrogacy in Ranchi. It is important to remember that these cost ranges differ based on different factors.
Cost component | Cost Range(On Average) | It includes these: |
Consultations & Experts Fees | ₹1 – 2L | Initial Consultations, Fertility Experts, Experience & Knowledge |
Diagnostic tests & Examinations | ₹2 – 4L | Medical assessments, Regular checkups, Examinations & testing, Ultrasounds, Psychological Evaluations, etc. |
Use of Donor Reproductive Gametes | Egg: ₹70k– 1.5LSperm: 15k – 45k | Cost of donor egg/donor sperm/donor embryo |
IVF- ART techs | ₹2 – 3L per cycle | Ovary Stimulation, Egg Retrieval, Semen Analysis & Preparation Fertilization, Embryo Implantation |
Surrogate Compensation | ₹4 – 8L | Medical Bills, Food & Pre-natal Care, Travel/Accommodations, Medical Insurance, etc. |
Agency & Clinic Fees | ₹1 – 2.5L | Administrative, Management, Mutual Coordination, etc |
Contract & Legal Procedures | ₹4- 6L | Drafting Contracts, Legal Approvals, Documentation, Parental RIghts, etc |
Additional Costs | ₹2 – 3L | Genetic Testing, Embryo Freezing, Cryopreservations, Delivery Cost(Normal/C-section), etc. |
Why Should I Expect a Little Bit Higher Altruistic Surrogacy Cost in Hyderabad as Compared to Other Cities in India?
As we have discussed above these cost components may vary based on different factors such as the reputation of the fertility center, location & cities in Hyderabad, etc. Here we discuss it in detail:
- The very important factor is that Hyderabad is a metropolitan city and is the one of fastest growing cities in India. It is obvious, due to the manufacturing & several industries booming and major investments flock to Hyderabad state. Everything becomes a little bit costly whether it is grocery cost or daily essentials.
- Due to the fertility decline in several cities of Hyderabad, it is expected that the infertility treatment cost will also arise due to the demand factor.
- The capital city, Telangana, HITECH City, etc you can expect a little bit higher cost as well.
- The fertility experts’ knowledge, experience, and reputation are some of the major factors to such high altruistic surrogacy cost in Hyderabad.
- The other factors such as number of opted IVF cycles, choice of surrogate, medication cost, examinations & testing costs, your infertility case, etc.
Insurance Coverage for Surrogacy Treatment in Hyderabad
Yes, Insurance plans for covering the surrogacy expenses are a financially good decision to burden less on your shoulders. Health insurance which covers the expenses of surrogates and intended couples can significantly reduce the altruistic surrogacy cost in Hyderabad.
Many top health insurance companies such as Star Health Insurance, Niva Bupa Health Insurance, HDFC, Birla Fertility, Policybazaar, etc provide insurance plans for surrogacy treatment and can differ from company to company.
Carefully understanding their insurance plans will be your first priority. Gain clarity about the deductions, exclusions and co-pays, terms & policies, etc. These are important aspects to understand in detail before making a final decision for yourself.
How Can I Manage My Surrogacy Expenses Effectively? Is There Any Way to Reduce/Save Some Costs?
Yes, sure. You can manage your altruistic surrogacy cost in Hyderabad by following these methods/tips. These are catering to help you manage or budget your financial problems while opting for surrogacy costs in Hyderabad.
- Take time for the proper research, and understand the process and its associated cost with the expectations of the overall budget. You can also consult to some financial planners who can help you with the medical expenses with their specialization and good knowledge.
- You should also seek to consult with good financial advisors who have a specialization in managing costs in the medical field. They can provide effective money management while opting for surrogacy programs. Their knowledge will help you out.
- Insurance companies started to provide coverage for surrogacy expenses. However, there will be some limitations and exclusions in the plans. You can also expect not to get the full expense coverage. You should carefully discuss the plan’s limitations and exclusions before deciding on a certain plan for yourself.
- Due to the cutting-edge competition between infertility centers, many centers have started to offer attractive or lucrative package plans for surrogacy treatment. Research two or three fertility centers with such good packages/plans.
- You can also consider other financial options such as Loans, especially for medical treatments, infertility treatments, etc. You should research the loan’s interest rates and its repayment plans before deciding to consider it.
- You should also maintain some amount in the emergency fund as the surrogacy process can meet some unexpected expenses such as any additional medical treatments, emergency procedures, etc. Pre-planning can save you effectively.
Why ‘Select IVF’ is the Best Choice for Affordable Surrogacy in Hyderabad?
Select IVF has been a major player in the field of providing fertility treatment. Select IVF has the mission of empowering families to achieve successful parenthood, who are facing hopelessness with their infertility conditions with their professionalism utmost care, and effective treatments.
They have been working to provide the best assisted reproductive technology such as advanced infertility treatments such as Surrogacy, IVF, ICSI, IUI, Egg & Sperm Freezing, etc in more than 10 countries worldwide.
Here, are the considering factors for choosing Surrogacy:
- Providing effective treatment for both Male & Female infertility.
- Ovulation problems, surrogacy, IVF, IUI, ICSI, egg & sperm freezing, egg donor, etc at very reasonable costs.
- 24 hours for all 7 days service, caters to emergency services also.
- A huge team of infertility specialists specializes in major infertility conditions.
- Patient-centric effective treatment with ethical practices.
You can read more on our website https://selectivf.com/ or consult on call +91-8447592299 or email your query to [email protected]
Conclusions
In this article, we have helped you to gain a deep understanding of the altruistic surrogacy cost in Hyderabad. Further, we mentioned some tips or management tactics to budget the financial strain associated with the treatment cost.
For opting for the surrogacy process, take this financial strain as an initial investment in your parenthood journey. Understanding the cost at each stage, and careful planning to budget the treatment cost will be of great help. Also, consider taking an expert financial advisor’s guidance. Believe me or not, just focus on what matters to you i.e. building your family.
Make an Informed and prepared decision for yourself.
Book a consultation appointment today.
FAQs
Is Surrogacy Legal in India?
Yes, after the Surrogacy Regulation Act, of 2021, the process is legal only for Indian citizens or NRIs. Foreign nationals are not allowed to opt for surrogacy in India.
We Already Have One Child. Can we do Gestational Surrogacy in Ranchi?
No. If you already have your biological child then you cannot opt for the surrogacy process in India. There is some eligibility criteria for the intended couples under the Surrogacy Regulation Act, of 2021.
Which place is best for surrogacy?
As per the opinion of select IVF, Hyderabad is considered one of the best locations to get surrogacy. It’s because Hyderabad delivers high-quality treatment at an affordable cost. Moreover, here, all types of infertility services are provided at low cost.
Are There Any Financial Assistance Options Available for Intended Couples?
Yes, there are many. You need to explore the various the various financial options like medical fertility programs offered by clinics, fertility loans, or any type of grant from the government, etc. Seeking help from financial advisors will help you with their expertise & knowledge, who can identify the most suitable options for your case.
Do Insurance Companies Provide the Coverage for the Surrogacy Treatment in Ranchi?
Yes, the Insurance Regulatory and Development Authority (IRDAI) has issued insurance to all the insurance providers to cover surrogacy expenses all over India. All medical insurance provides coverage of the surrogacy process cost and even provides insurance for surrogate post-partum complications for 36 months.
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Informative post the complete information is available in the article about the surrogacy cost.