Have you thought about whether the cost of surrogacy treatment fits your budget or not?

Yes, budgeting is the primary factor for final decision-making for surrogacy treatment. Surrogacy is a very effective treatment method for infertility couples, especially for those who are unable to conceive on their own. 

According to a recent study conducted by medical colleges & hospitals, infertility has risen in the Jharkhand state which includes the main cities such as Ranchi, Dhanbad, Jamshedpur, etc. If we look at the numbers, infertility cases range between 3.9% and 16.8% in Jharkhand state where improper lifestyle is one of the main reasons to be found out from the study. However, several factors are also responsible for such infertility concerns. 

For those couples, surrogacy has proved to be an effective method to achieve their dream of parenthood. The couples who are seeking surrogacy treatment, Surrogacy Cost in Ranchi is one of the main concerns. 

This article will help you to understand the surrogacy cost with the cost components. Also discussing the factors affecting the overall cost.

Why should you trust SELECT IVF for surrogacy in Ranchi?

• First-stage top counseling sessions
• Premium services and processes
• Highly competent specialists for surrogacy treatment in Ranchi
• Sky-high surrogacy success rates in Ranchi
• Contact us Email ID: [email protected]
• Call us: +91 8447592299

Simple Knowledge Guide to Surrogacy Cost in Ranchi Region

Surrogacy is an ART method to carry out the pregnancy with the help of a third-party woman, which we referred as a ‘Surrogate’. The surrogate shows the intent of helping another couple to achieve their dream of parenthood life. The surrogate will deliver the child and waive all rights to the prospective parents in order to make them eligible guardians of the child legally.

Surrogacy is a very effective ART method for such women who are unable to conceive pregnancy in their bodies. Several medical conditions can be faced by women where surrogacy could be the only last option to achieve the parenthood journey. For those couples, gestational surrogacy is the option to have their biological child, this method is the favorite among infertility couples over the traditional surrogacy method.

There are mainly two types of surrogacy – Gestational and Traditional surrogacy. However, these two types are usually performed as Altruistic surrogacy form from legal and ethical perspectives, which means the surrogate will not receive monetary or financial compensation for the child-carrying services. She will receive reasonable medical & pre-natal care compensation which will add to the overall cost of surrogacy in Ranchi. 

In the case of Gestational surrogacy, both the intended couple’s reproductive gametes (eggs, sperms) are used for the IVF fertilization process. In this, both the intended partner will be biologically related to the child. But in the case of the Traditional surrogacy type, the surrogate’s reproductive gametes i.e. egg will fertilized with the intended father’s sperm. In this, the surrogate will become biologically related to the child. Due to this reason, it is now less opted among the prospective parents.

How does Gestational Surrogacy Work?

Surrogacy is a very complex kind procedure that involves medical procedures, legal procedures, the relationship complexity due to the involvement of the surrogate. However, most of the fertility clinics performed, coordinated, and managed the whole surrogacy process efficiently and smoothly. Due to these, ease of access to the surrogacy process has made growing acceptance among infertility couples. 

  Addon, these procedures will help you to gain clarity about the process as well as the structuring of the cost of surrogacy in Ranchi. 

Here is the step-by-step procedure of gestational surrogacy:

After the delivery of the child, the child will be handed over to the intended parents and the legal contract will be finalized by transferring the legal parental rights and child birth certificates to the intended parents. The surrogate will receive her necessary compensation & insurance.

The process starts with finding a suitable surrogate, her eligibility will be complianced by the legal eligibility. The surrogate will also undergo various medical examinations and psychological evaluations to check her fitness for the process. She will have to clear these procedures. 

The intended couples would also undergo medical evaluations and a personalized treatment plan with the help of IVF and if needed it will be paired with other ART techs such as IUI, ICSI, TESA/PESA, FET, or can make use of donor eggs/sperms, etc.

A legal agreement will be signed between the surrogate and the intended couples. The contract will outline all the potential roles & responsibilities, and expectations of both parties, the provision of medical insurance to the surrogate, and reasonable compensation which includes all the medical expenses, prenatal care & food allowances, travel & accommodations ( if necessary), etc. 

For the most important step of IVF, the intended female takes hormone injections in order to stimulate egg production. Multiple eggs are retrieved from the female’s ovaries and they will be then mixed together with the male’s sperm on the small petri dish in the IVF lab. The developed embryo is then cultured until the blastocyst stage. 

After carefully evaluating the resulting embryos and selecting one embryo, it is then implanted into the surrogate’s uterus. For embryo implantation, a small surgical method is performed guided by ultrasound. A special tool named a Cathetar, a thin plastic tube device that carries the embryo is used. 

After 1-2 weeks of implantation, a blood test and ultrasound scan is performed for the confirmation of pregnancy. The surrogate will undergo complete care during the prenatal care. This includes her food nutrition & health during pregnancy for the child, regular medical checkups, and guidance. During this period, the intended parents will make an emotional connection with their unborn child. 

Surrogacy Cost in Ranchi

Surrogacy is a series of complex procedures that involve the help of a surrogate, several medical examinations & procedures, and advanced ART techs such as IVF, ICSI, IUI, etc. These factors make up the overall surrogate cost. The average cost of surrogacy in Ranchi ranges between ₹8,00,000 – ₹10,00,000. 

Cost Comparisons Among Big Cities of India

Major Cost Components of Gestational Surrogacy in Ranchi

Keeping these cost components in mind while considering for the surrogacy process. These major cost components make up the overall cost of surrogacy in Ranchi. Here are:

1. The most major component is surrogate medical compensation & insurance, as she will bear your child. Her food & nutrition, health, medical bills, and prenatal care during the pregnancy. Her medical insurance is a must-have thing to do. 
2. Due to government regulations for surrogacy, a professional will be required to handle the legal agreements & procedures, and this will add up to the cost of surrogacy in Ranchi. 
3. Another major cost for using the ART tech such as IVF, ICSI, IUI, etc. Artificial insemination, lab costs, embryo transfer costs, all this will add up. 
4. The cost of fertility medications will be suggested by your fertility doctor at several stages such as for ovarian stimulation, during oocyte retrieval, etc. 
5. However, this is a very optional thing. If opted for genetic testing which is very useful to keep your child from carrying any genetic diseases, PGT, PGD, etc testing is opted. It is very obvious to add separate charges for it. 
6. For all this to understand better, you will get counseling sessions, several examinations, testing, and psychological evaluations will be conducted. These also add up to the overall surrogacy cost in Ranchi. 

Factors Affecting the Total Cost of Surrogacy in Ranchi

Several factors may vary in terms of cost and affect the overall cost of surrogacy in Ranchi. Here are those:

1. Detailed surrogacy counseling from the experts 
2. To achieve successful results, experts will come at a cost based on their experience and charges. 
3. The fertility centers the advanced state-of-the-art infrastructure and high reputations. You should understand that all the medical procedures such as IVF, ICSI, PGT, egg retrieval, embryo creation through IVF, embryo transfer, medical examinations & diagnostic tests, etc will come at a little bit high cost at such fertility centers. But these are important to ensure you the best results for your success. 
4. Another important factor that affects the overall cost of surrogacy in Ranchi is what type of surrogacy you have opted. Different surrogacy types will have different legal procedures, complexity, and cost.
5. Another important is the center’s location, and region. The overall surrogacy cost will vary from location to location. 

Do Insurance Companies Provide Plans to Cover the Cost of Surrogacy in Ranchi?

Many IRDAI recognized general health insurance companies has been offering medical insurance plans for surrogates of a period of 36 months. Usually, this coverage is enough to cover the financial costs for any medical pregnancy-related issues or postpartum-delivery complications. 

Many private/corporate health policies also provides coverage for IVF treatment such as Whatfix, CRED, and Epifi, etc. While some only covers only some aspects or partial coverage which can includes the cost of diagnostic testing or medications, etc. You should seek help of a good or trusted medical financial advisors which can help you to understand better with the help of his/her expertise & knowledge. 

Smart Strategies for Effective Management of Surrogacy Cost

Here are the smart strategies for effective management or budgeting tips that can help the intended couples like you.

1. You can research– Surrogacy is an ART tech, and it’s overall high cost, you should just be rushed into the process. Take time for the proper research, and understand the process and its associated cost with the expectations of the overall budget. You can also consult to some financial planners who can help you with the medical expenses with their specialization and good knowledge. 

2. You can seek consultation with trusted financial advisors- You should also seek to consult from good financial advisors who have a specialization in managing costs in the medical field. They can provide effective money management while opting for surrogacy programs. Their knowledge will really help you out. 

3. You can consider medical insurance coverage- Insurance companies started to provide coverage for the surrogacy expenses. However, there will be some limitations and exclusions in the plans. You can also expect not to get the full expense coverage. You should carefully discuss the plan’s limitations and exclusions before deciding on a certain plan for yourself. 

4. You can explore flexible payment plans/packages- Due to the cutting-edge competition between infertility centers, many centers have started to offer attractive or lucrative package plans for surrogacy treatment. Research two or three fertility centers with such good packages/plans. 

5. You can explore different financial options- You can also consider other financial options such as Loans, especially for medical treatments, infertility treatments, etc. You should research the loan’s interest rates and its repayment plans before deciding to consider it. 

6. You can maintain a separate emergency fund- You should also maintain some amount in the emergency fund as the surrogacy process can meet some unexpected expenses such as any additional medical treatments, unexpected emergency procedures, etc. Pre-planning can save you effectively. 

Why ‘Select IVF’ is the Best Choice for Affordable Surrogacy in Ranchi?

Select IVF has been a major player in the field of providing fertility treatment. Select IVF has the mission of empowering families to achieve successful parenthood, who are facing hopelessness with their infertility conditions with their professionalism utmost care, and effective treatments.

They have been working to provide the best assisted reproductive technology such as advanced infertility treatments such as Surrogacy, IVF, ICSI, IUI, Egg & Sperm Freezing, etc in more than 10 countries worldwide. 

Here, are the considering factors for choosing Surrogacy:

1. Providing effective treatment for both Male & Female infertility. 
2. Ovulation problems, surrogacy, IVF, IUI, ICSI, egg & sperm freezing, egg donor, etc at very reasonable costs.
3. 24 hours for all 7 days service, caters to emergency services also.
4. A huge team of infertility specialists specializes in major infertility conditions.
5. Patient-centric effective treatment with ethical practices.

You can read more on our website https://selectivf.com/ or consult on call +91-8447592299 or email your query to [email protected]

Conclusions

In this article, we have helped you gain an understanding of surrogacy, and its procedure while discussing the details of surrogacy costs in Ranchi. The overall cost encompasses different cost components such as medical bills, surrogate compensation, legal procedures & documentation, and additional costs. Asking the right questions will help you get the clarity. 

Free consultation is an easy way to get this done. Many fertility centers are offering free consultations for surrogacy treatment. Just took this as an opportunity, to clear your doubts. 

Book a free consultation session now.  

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