Mumbai, the bustling heart of India, is not only a hub for dreams but also a growing center for affordable fertility treatments, including surrogacy. With rising infertility rates and increasing awareness, many couples, both from India and abroad, are turning to Mumbai for its reliable and cost-effective surrogacy options. The city offers advanced medical infrastructure, experienced fertility specialists, and a wide range of clinics that provide compassionate care while keeping costs considerably lower compared to Western countries.

What makes Mumbai stand out is its blend of affordability and quality. While cities like Mumbai and Bangalore are also known for surrogacy, Mumbai provides a unique balance of trusted clinics and supportive legal professionals, making the process smoother for intended parents. Furthermore, many clinics in the city offer customized surrogacy packages, covering everything from IVF to delivery, accommodation, and legal services, all at a fraction of the cost abroad.

Low Cost Surrogacy in Mumbai is not just about saving money; it’s about making parenthood a reality for couples who may have lost hope. With ethical practices, regulated services, and emotional support systems, Mumbai continues to grow as a promising destination for surrogacy, bringing smiles to families from across the globe.

Why should you trust SELECT IVF for Low Cost Surrogacy in Mumbai?

• First-stage top counseling sessions
• Premium services and processes
• Highly competent specialists for Low Cost Surrogacy in Mumbai
• Sky-high surrogacy success rates in Mumbai
• Contact us Email ID: [email protected]
• Call us: +91- 8447592299

What is Surrogacy? 

Surrogacy is a fertility process in which a woman, known as the surrogate mother, agrees to carry and deliver a baby for another individual or couple, known as the intended parents. The surrogate is impregnated with an embryo created using the intended parents’ or donors’ egg and sperm through In Vitro Fertilization (IVF). Once the child is born, legal parenthood is transferred to the intended parents.

There are two primary types of surrogacy: traditional surrogacy and gestational surrogacy. In traditional surrogacy, the surrogate’s own egg is used, making her the genetic mother. However, this method is rarely practiced and is legally restricted in many countries. In contrast, gestational surrogacy involves using the intended mother’s or a donor’s egg, so the surrogate has no genetic link to the baby. This is the method commonly used in India, including Mumbai.

Surrogacy is often considered when a woman is unable to conceive or carry a child due to medical conditions such as uterine abnormalities, repeated miscarriages, or other health risks. It is also a valuable option for same-sex couples and single individuals who wish to have biological children.

In Mumbai, the legal framework currently allows only altruistic gestational surrogacy. This means the surrogate does not receive financial compensation beyond medical and pregnancy-related expenses. The goal is to protect the interests of all parties involved while preventing exploitation.

Overall, surrogacy represents a path to parenthood for many who have exhausted other options. With advancements in reproductive technology and a strong legal foundation in cities like Delhi, surrogacy continues to bring hope and happiness to families across the world.

Types of Surrogacy and Which one is legal in Mumbai?

There are mainly two types of surrogacy practised around the world, and it’s important to understand the difference between them, especially when considering the legal aspects in India and specifically in Mumbai:

1. Traditional Surrogacy

• In traditional surrogacy, the surrogate mother uses her own egg, which is fertilized by the intended father’s sperm.
• This makes her the genetic mother of the child.
• It is usually done through intrauterine insemination (IUI).
• Traditional surrogacy is not legal in Delhi, as it creates complex legal and emotional challenges due to the surrogate’s biological link to the child.

2. Gestational Surrogacy

• In this method, the embryo is created using the egg and sperm of the intended parents or donors through IVF.
• The surrogate mother carries the baby but has no genetic connection to the child.
• Gestational surrogacy is the only legally permitted form of surrogacy in Mumbai and across Mumbai.

What is a surrogate mother?

A surrogate mother is a woman who carries and gives birth to a child for another person or couple, often through a formal agreement. A formal contract is required before the surrogacy. This contract protects the rights of the involved parties and prevents further complications that can happen in the future. The selection of a surrogate mother can be due to various reasons, such as infertility or medical conditions. Surrogacy involves a deep level of commitment, trust, and understanding between the surrogate and the intended parents. There are different types of surrogacy, including traditional and gestational surrogacy, each with its own unique aspects and considerations.

Do surrogates get compensation for their work?

Yes, surrogates get compensation for their work. They get paid for their effort, time, and help. We (Select IVF) appreciate and recognise the work of surrogate mothers. We offer gestational surrogate mothers for intended couples. Finding a surrogate mother is not an easy activity. It requires a lot of searching. However, with us, you don’t have to worry about finding a surrogate mother as we have a database of good surrogate mothers. We have a surrogate mother who can commit their body and time throughout the surrogacy process.   

A surrogate mother can provide the most wonderful gift to infertile couples. For this wonderful help, we are proud to say that surrogate mothers are getting paid for their effort. They get generous compensation for surrogate-related expenses. We know becoming a surrogate mother requires so many sacrifices. This led the surrogate to ask questions such as how much to be paid as a surrogate mother? Let’s know the cost factor in more detail. First, we have to start by knowing the cost of surrogacy in India.

Low Cost Surrogacy in Mumbai

The low cost surrogate mother in Mumbai is covered in surrogacy. An estimate of 4 to 7 lakhs is paid to the surrogate for her time and the sacrifice of her body. However, its cost depends on the type of surrogate mother. If it is altruistic surrogacy, then no compensation for the surrogate mother. However, if it is a gestational surrogate mother, then there is compensation for the surrogate mother. Gestational surrogate mothers are paid for their role. 

Their price includes the basic compensation, additional compensation based on pregnancy, and coverage of all surrogacy expenses. The following table helps you to understand the surrogate mother cost in Mumbai: 

What is the base compensation of a surrogate mother in Mumbai?

The surrogate mother cost Mumbai ranges from 200000 to 300000. However, if there are any extra expenses, then it is added to the surrogate mother cost, and it will become 400000 to 700000 INR. This cost varies based on multiple factors, and we told you one of the main factors is the type of surrogate mother you are choosing. There are two types of surrogate mothers. One is a traditional surrogate mother, and the other is a gestational surrogate mother. However, traditional surrogate mothers are not allowed as traditional surrogacy is not allowed in Mumbai. 

In Mumbai, gestational surrogates are allowed. They charge around 4 to 7 lakh. Their cost includes the medical expense and other types of allowances. Maternity clothing, medication, tests, screening for checkups, travel expenses, and emotional and psychological support through counselling, etc, are factors on which the compensation provided to the surrogate mother depends. 

Another type of surrogate mother is an altruistic surrogate mother; these surrogate mothers are brought in by intended parents. They do not charge money. In short, compensation is not provided to them. 

Factors affecting the surrogate mother cost in Mumbai 

The cost of a surrogate mother is influenced by many factors, including the following: 

• Type of surrogacy: It’s because The type of surrogacy will let you know if you have to pay compensation to the surrogate or not. If you choose a traditional surrogate through traditional surrogacy, then it is not allowed. If you choose an altruistic surrogate mother through altruistic surrogacy, then no compensation is required, and if you choose a gestational surrogate mother, then you have to pay compensation to the surrogate. So surrogate compensation totally depends on the type of surrogacy. 
• Surrogate mother experience: Fresh surrogate mother charges less as compared to experienced ones. Experienced surrogate mother charges are high. 
• Location: If the location of the surrogate mother is far from the location of the surrogacy centre, then it can create travel expenses. 
• Complexity of the case: The complexity of the case of surrogacy can also influence the cost of a surrogate mother. 

What is the process of surrogacy in Mumbai?

The procedure of surrogacy in Mumbai includes the following steps: 

Consultation is the first step that starts the procedure of surrogacy in  Mumbai. In consultation, there’s a discussion between the intended couples and the surrogacy practitioners about the cause of infertility, suitable treatment, the success rate of treatment, and the cost of treatment. 

In the next step, the screening and testing of the surrogate mother is initiated. These tests help to determine the eligibility of the surrogate mother to perform surrogacy. The results of these tests help to select the best surrogate mother. 

The legal procedure is the next step. It involves the formation of a contract between the surrogate mother and the intended couple. The contract assists in the smooth operation of the surrogacy procedure. 

After that, the medical procedure of surrogacy is performed. This medical procedure also includes the steps that are mentioned below: 

• Ovary stimulation: In which the ovaries are stimulated to produce multiple eggs. 
• Egg retrieval: Multiple eggs are retrieved once eggs are mature. This step involves the catheter, a tool used to retrieve the eggs. 
• Sperm collection: This is one of the essential steps that is performed on the same day of egg retrieval. Sperm is collected from the male partner through the help of masturbation and treatment named ICSI, IUI, etc. 
• Artificial insemination: In which eggs and sperm are combined to facilitate fertilization and result in an embryo. 
• Embryo transfer: An embryo created through fertilization is implanted into the uterus of the woman to develop pregnancy. 
• Pregnancy test: After 12 days, the pregnancy of the woman is tested with the help of a blood test. 

Low cost surrogacy in Mumbai 

The awareness about the Surrogacy cost in Mumbai before the treatment is crucial. Knowledge of cost in advance helps individuals plan their budget and make wise decisions regarding surrogacy. Surrogacy cost in Mumbai varies on multiple factors such as surrogacy clinic location, the success rate of the clinic, age of the individuals as younger age individuals have lower costs, legal fees, medical procedure fees, surrogate mother charges, donor charges if required, additional procedure charges, etc. so the low cost surrogacy in Mumbai ranges from INR 1200000 to INR 2000000. However, this is an estimation; the actual cost varies depending on the individual condition and case. 

With the help of the following table, you will understand the cost of surrogacy in Mumbai: 

The following will help you to understand the surrogacy treatment cost in different states of Mumbai: 

Factors that affect Surrogacy Cost in Mumbai 

Several elements can influence the total cost of surrogacy in Mumbai . Understanding these factors can help intended parents plan their finances more effectively:

• Clinic Reputation and Services: Premium clinics with high success rates and international accreditations may charge more due to advanced facilities and experienced specialists.
• Surrogate Mother’s Medical Needs: If the surrogate requires extensive prenatal care, additional screenings, or hospitalization, the overall cost may increase.
• Fertility Treatments & IVF Cycles: Multiple IVF attempts, embryo freezing, donor eggs/sperm, or ICSI procedures can add to the total expenses.
• Legal & Documentation Fees: Proper legal contracts, court approvals, and registration processes are essential and incur costs for lawyer fees and notary services.
• Insurance Coverage: Health insurance for the surrogate during pregnancy is mandatory under Mumbai law, and the cost of this coverage varies based on the policy selected.
• Location and Travel Expenses: Couples travelling from outside Mumbai may need to account for accommodation, travel, and stay duration during consultations and delivery.
• Post-Delivery Expenses: Newborn care, NICU (if required), and documentation after birth may also add to the cost.

Each case is unique, and costs can fluctuate depending on medical complexity, duration, and chosen fertility centre.

What’s the success rate of surrogacy in Mumbai?

The success rate of surrogacy in Mumbai varies on multiple aspects including the age of surrogate mother, age of intended couples, number of IVF attempts, skills and expertise of doctors, use of technology, medical condition of surrogate and intended couples, and complexity of case of couples. So on average, the success rate of surrogacy in Mumbai is around 50 to 98%. 

Factors affecting the success rate of surrogacy in Mumbai

The following factors affect the success rate of surrogacy in Mumbai: 

Age: The age of couples and intended couples matters in success rate of surrogacy. If the age of intended couples and surrogate mother is advanced then the quality of gametes must be bad as younger couples nad surrogate has high chances of conception. It’s because the quality of gametes at young age are good. 

Clinic expertise: The clinic’s expertise plays the major role in success rate of surrogacy. If the clinic has high qualified doctors, and great infrastructure then it’s easy to get successful results. 

Number of IVF attempts: some people conceive in first attempt but some couple require multiple attempts. So when the number of attempts increases then the cost automatically increases. 

Why choose Mumbai for surrogacy?

Mumbai has become one of the most popular destinations for surrogacy due to several compelling advantages. Here are the key reasons why intended parents, both domestic and international, prefer Mumbai:

• World-Class Fertility Clinics
  Mumbai is home to some of the top infertility and IVF centres in Mumbai, equipped with the latest ART (Assisted Reproductive Technology) tools and technologies.

• Experienced Doctors and Specialists
  Fertility experts, embryologists, and gynaecologists in Mumbai are highly skilled and experienced in handling complex fertility cases, ensuring higher success rates.
  
• International-Standard Care
  Many clinics in Mumbai follow global medical protocols and quality standards. Some centres also have multilingual staff to support international patients.
  
• Strong Legal Framework
  Surrogacy in Mumbai is governed by national laws, which now permit only altruistic surrogacy for eligible Mumbai couples. Clinics operate under strict legal and ethical guidelines.
  
• Access to Legal Experts
  Mumbai has a wide network of legal professionals experienced in surrogacy contracts, documentation, and court approvals, offering full legal support throughout the process.
  
• Affordable Yet High-Quality Services
  The surrogacy cost in Mumbai is significantly lower compared to many Western countries while maintaining excellent standards of care.
  
• Advanced Medical Infrastructure
  Mumbai hospitals and diagnostic labs are technologically advanced and capable of supporting all fertility-related needs under one roof.
  
• Excellent Connectivity and Accessibility
  Mumbai is well-connected by road, rail, and international airports, making travel and logistics easier for domestic and international intended parents.

In short, Mumbai offers a winning combination of affordability, quality healthcare, experienced professionals, and a legally sound environment, making it a leading hub for surrogacy in Mumbai.

What should you consider when selecting the top surrogacy clinic in Mumbai?

We understand how difficult it is to select the best option for your infertility treatment, but do not get tense, as one of the best options is going to be suggested to you, where the patient collaborates with highly experienced and qualified doctors. The patient will find it comfortable as the staff will always stand by them, away from all the worries that come to their mind. We offer all types of infertility treatment, so contact us today! To start, consider the following factors while selecting a location:

i. The patient-focused assistance of the centre

ii. Professionals with extensive education and experience

iii. Infrastructure that is well-built for maximum comfort and happiness

iv. The entire medical staff treats you with respect

v. Assists you throughout the entire process from the beginning

vi. Offers transparent fees and processes

You have the option of choosing surrogacy for all of these! So, reach out to us at +91- 9899293903 | Email ID: [email protected]

Why pick Select IVF for surrogacy in Mumbai?

Several infertile couples trusted Select IVF for their bright future. We care for every patient who has issues of infertility. We understand the phase of infertility, and that’s why we want to assist you in your dream of achieving parenthood. 

The prices of surrogacy treatment are reasonable at our centre. We ensure the highest success rates, we maintain transparency, and ensure personalised care and support to our patients. Get the treatment from our clinic and make your life stress-free by hearing the giggling of your newborn. 

Here’s why Select IVF is best for surrogacy treatment in Mumbai:

• The high success rate of surrogacy and other infertility treatments 
• Several infertility treatments for different infertility issues 
• Use of cutting-edge technologies 
• Equipped with highly skilled and educated doctors 
• Affordable prices for surrogacy and other infertility treatments 
• Ensures utmost comfort and support during the procedure

Final Words 

Low-cost surrogacy in Mumbai has appeared as a ray of hope for many intended parents who dream of starting a family. With world-class medical facilities, skilled doctors, and transparent procedures, Mumbai offers one of the most affordable and reliable surrogacy experiences in India. 

Clinics here not only focus on reducing costs but also ensure ethical and legal compliance, which is essential in such a sensitive process. Whether it’s Indian couples facing infertility or international intended parents exploring options, Mumbai provides a safe, accessible, and emotionally supportive environment. 

While surrogacy is a complex journey, choosing the right city and clinic can make a world of difference. Mumbai, with its compassionate professionals and patient-centered approach, is helping thousands fulfill their parenthood dreams, proving that love and care, not just money, build families.

FAQs (Frequently ASked Questions)

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